Transaction Limits

This section outlines the transactions limit amounts while making a payment using Niobi’s Payment API.

Transaction Limits

1. Kenya

Payment Channel	Transaction Type	Minimum (KES)	Maximum(KES)
Send Money	Payout	10	250,000
PayBill	Payout	10	250,000
Till Number	Payout	10	250,000
Pesalink	Payout	10	1,000,000
RTGS	Payout, Deposit	10	1,000,000
EFT	Payout, Deposit	10	1,000,000

2. Benin

Payment Channel	Transaction Type	Minimum (XOF)	Maximum(XOF)
MOOV	Payout, Deposit	200	2,000,000
MTN MOMO	Payout, Deposit	200	2,000,000

3. Burkina Faso

Payment Channel	Transaction Type	Minimum (XOF)	Maximum(XOF)
Orange	Payout, Deposit	500	1,000,000
Moov	Payout	500	1,000,000
Moov	Deposit	500	2,000,000

4. Cameroon

Payment Channel	Transaction Type	Minimum (XAF)	Maximum(XAF)
MTN MOMO	Payout, Deposit	500	500,000
ORANGE	Payout, Deposit	500	500,000

5. Canada

Payment Channel	Transaction Type	Minimum (CAD)	Maximum(CAD)
SWIFT	Payout, Deposit	Contact support	Contact support

6. China

Payment Channel	Transaction Type	Minimum (CNY)	Maximum(CNY)
CNAP Payout	Payout	Contact support	Contact support
CNAP Payin	Deposit	Contact support	Contact support
AliPay	Deposit, Payout	Contact support	Contact support
WeChat Pay	Deposit, Payout	Contact support	Contact support

7. Cote D’Ivoire

Payment Channel	Transaction Type	Minimum (XOF)	Maximum(XOF)
MTN MOMO	Deposit	500	1,000,000
MTN MOMO	Payout	500	1,500,000
Orange	Deposit	500	1,000,000
Orange	Payout	500	1,500,000
Wave	Payout, Deposit	200	1,500,000
MOOV	Payout	500	2,000,000
MOOV	Deposit	500	1,500,000

8. DRC

Payment Channel	Transaction Type	Minimum (CDF)	Maximum(CDF)
Airtel	Payout	500	6,250,000
Orange	Payout	500	1,000,000
Vodacom	Payout, Deposit	1,000	1,000,000

9. Egypt (Coming Soon)

Payment Channel	Transaction Type	Minimum (EGP)	Maximum(EGP)
Vodafone Cash	Payout, Deposit	N/A	N/A
Orange Cash	Payout, Deposit	N/A	N/A
Etisalat Cash	Payout, Deposit	N/A	N/A

10. Ethiopia (Coming Soon)

Payment Channel	Transaction Type	Minimum (ETB)	Maximum(ETB)
Tele-Birr	Payout, Deposit	N/A	N/A
M-Birr	Payout, Deposit	N/A	N/A

11. Europe

Payment Channel	Transaction Type	Minimum (EUR)	Maximum(EUR)
SEPA	Payout, Deposit	Contact support	Contact support

12. Ghana

Payment Channel	Transaction Type	Minimum (GHS)	Maximum(GHS)
MTN MOMO	Payout	20	10,000
MTN MOMO	Deposit	10	10,000
Airtel Tigo	Payout	20	10,000
Airtel Tigo	Deposit	10	10,000
Vodafone	Payout	20	10,000
Vodafone	Deposit	10	10,000

13. Malawi (Coming Soon)

Payment Channel	Transaction Type	Minimum (MWK)	Maximum(MWK)
Airtel Malawi	Payout, Deposit	N/A	N/A
TNM	Payout, Deposit	N/A	N/A

14. Mali

Payment Channel	Transaction Type	Minimum (XOF)	Maximum(XOF)
Orange	Payout, Deposit	500	500,000
Moov	Payout, Deposit	500	500,000

15. Mozambique (Coming Soon)

Payment Channel	Transaction Type	Minimum (MZN)	Maximum(MZN)
Vodacom MPESA	Payout, Deposit	Contact support	Contact support
Movitel	Payout, Deposit	Contact support	Contact support
Tmcel	Payout, Deposit	Contact support	Contact support
SIMO	Payout, Deposit	Contact support	Contact support

16. Nigeria

Payment Channel	Transaction Type	Minimum (NGN)	Maximum(NGN)
Bank	Payout	100	10,000,000
Bank	Deposit	100	10,000,000
Virtual Accounts	Deposit	100	10,000,000

17. Pakistan

Payment Channel	Transaction Type	Minimum (PKR)	Maximum(PKR)
SWIFT	Payout, Deposit	Contact support	Contact support
Raast	Payout, Deposit	Contact support	Contact support
JazzCash	Payout, Deposit	Contact support	Contact support
Easypaisa	Payout, Deposit	Contact support	Contact support

18. Rwanda

Payment Channel	Transaction Type	Minimum (RWF)	Maximum(RWF)
MTN MOMO	Payout, Deposit	100	2,000,000
Airtel	Payout, Deposit	100	1,500,000
eKash	Payout, Deposit	Contact support	Contact support

19. Senegal

Payment Channel	Transaction Type	Minimum (XOF)	Maximum(XOF)
Orange	Payout, Deposit	200	2,000,000
Free	Payout, Deposit	200	2,000,000

20. Sierra Leone

Payment Channel	Transaction Type	Minimum (SLE)	Maximum(SLE)
Orange	Payout	5	15,000
Orange	Deposit	5	15,000

21. South Africa

Payment Channel	Transaction Type	Minimum (ZAR)	Maximum(ZAR)
Bank	Payout, Deposit	10	1,000,000

22. Stablecoins

Payment Channel	Transaction Type	Minimum (USDT)	Maximum(USDT)
ERC20	Payout, Deposit	Contact support	Contact support
TRC20	Payout, Deposit	Contact support	Contact support
Polygon	Payout, Deposit	Contact support	Contact support
Solana	Payout, Deposit	Contact support	Contact support

23. Tanzania

Payment Channel	Transaction Type	Minimum (TZS)	Maximum(TZS)
Airtel	Payout, Deposit	1,001	4,000,000
Halotel	Payout, Deposit	1,001	4,000,000
Tigo (Mixx by YAS)	Payout, Deposit	1,001	4,000,000
Vodacom (MPESA)	Payout, Deposit	1,001	4,000,000

24. Togo

Payment Channel	Transaction Type	Minimum (XOF)	Maximum(XOF)
Moov	Payout, Deposit	200	2,000,000
T Money	Payout, Deposit	200	2,000,000

25. Uganda

Payment Channel	Transaction Type	Minimum (UGX)	Maximum(UGX)
MTN MOMO	Deposit	1,000	5,000,000
MTN MOMO	Payout	500	5,000,000
Airtel	Deposit	1,000	5,000,000
Airtel	Payout	500	5,000,000

26. UAE

Payment Channel	Transaction Type	Minimum (AED)	Maximum(AED)
SWIFT	Payout, Deposit	Contact support	Contact support

27. United Kingdom

Payment Channel	Transaction Type	Minimum (GBP)	Maximum(GBP)
SWIFT	Payout, Deposit	Contact support	Contact support
FPS	Payout, Deposit	Contact support	Contact support

28. United States

Payment Channel	Transaction Type	Minimum (USD)	Maximum(USD)
SWIFT	Payout, Deposit	Contact support	Contact support
ACH	Payout, Deposit	Contact support	Contact support
Fedwire	Payout, Deposit	Contact support	Contact support

29. Zambia

Payment Channel	Transaction Type	Minimum (ZMW)	Maximum(ZMW)
MTN MOMO	Payout, Deposit	10	10,000
Zamtel	Payout, Deposit	10	10,000
Airtel	Payout, Deposit	10	10,000

Important Note:

These transaction limits are in place to ensure the security and proper functioning of your account. It’s essential to stay within these limits to avoid any disruptions in your financial activities. If you require adjustments to these limits, please contact our customer support [e-mail] for further assistance.